Webster Bank Announces Aggressive Branch Expansions

Sep 06, 2001
WATERBURY, Conn., Sep 6, 2001 (BUSINESS WIRE) -- Webster Financial Corporation (Nasdaq: WBST), the holding company for Webster Bank, announced today it has contracted to establish several branches in lower Fairfield County as part of its growth strategy to expand and grow its retail franchise in Connecticut and contiguous states.

During the next three years Webster plans to establish at least 20 new branches as well as 35 ATM locations as part of its "We Find A Way" initiative to provide increasing levels of service to our growing audience of consumers and businesses in Connecticut.

James C. Smith, Chairman and CEO of Webster Bank, said that the new facilities will complement the bank's existing network of more than 100 branches and 200 ATMs in Connecticut. "A more extensive branch network will enable us to expand our footprint and accelerate the development of our regional financial services franchise," Smith said. "Our de novo branch strategy is designed to leverage our strong, concentrated Connecticut base by expanding aggressively into attractive contiguous markets. This initiative is compatible with our plans for selective bank acquisitions over the next several years."

Expansion will begin in 2002 in Fairfield County where Webster currently has 12 locations in eight towns: Brookfield, Danbury, Fairfield, Ridgefield, Shelton, Stratford, Westport and Wilton. Webster has identified several potential new sites in lower Fairfield County. The first site will be at 1959 Summer Street in Stamford. Subsequently, Webster will examine expansion opportunities in New London and the Hartford/Springfield corridor as well as areas bordering Connecticut.

Peter K. Mulligan, senior executive vice president, retail banking, said "Our goal is to grow deposits and extend our reach. The more extensive branch network will support our business banking and mortgage banking as well as Webster Investment Services, Webster Financial Advisors and Webster Insurance." Mulligan added that Webster will make a substantial commitment with the goal of generating $1 billion in core deposits by 2004.

Webster Bank provides business and consumer banking, mortgage, insurance, trust and investment services, and equipment leasing through more than 100 banking offices, 200 ATMs and the Internet (www.websterbank.com). Webster's online mortgage subsidiary at www.nowlending.com on the Worldwide Web originates low-cost mortgages across the United States. For more information on Webster visit www.websterbank.com.

CONTACT:          Webster Bank, Waterbury
                  Media Contacts:                             
                  Art House, 203/578-2391                             
                  ahouse@websterbank.com                              
                  Jim Kalach, 203/578-2461
                  jkalach@websterbank.com
                  Investor Contact:          
                  James Sitro, 203/578-2399 
                  jsitro@websterbank.com