Webster Announces Expansion into New York with Opening of Scarsdale Branch

May 18, 2004

WATERBURY, Conn.--(BUSINESS WIRE)--May 18, 2004--Webster Bank, the largest independent bank headquartered in southern New England, today began its expansion into Westchester County, New York, by opening a branch at 17 Popham Road in Scarsdale. This is Webster's first branch in Westchester County and the 145th branch in its four state franchise.

William T. Bromage, President and COO of Webster, stated: "Webster's debut in Scarsdale is just the beginning for us in Westchester County. Our de novo program includes plans to open twelve to fifteen branches in the county over the next few years. We look forward to developing strong relationships in these communities."

Bromage was joined at the ribbon cutting by State Senator Suzi Oppenheimer, Scarsdale Mayor Beverly Sved, Executive Vice President, Consumer Banking Candace Fitzek, Senior Vice President, Southern Region Market Manager Mike Fitzsimmons and Branch Manager Matthew Farrell.

Webster completed its merger with FIRST FEDERAL Savings Bank of America, headquartered in Swansea, MA, on Friday, May 14, 2004. With the acquisition, Webster is the 45th largest bank in the United States, with $17 billion in assets. Its branch network stretches from Westchester County through Connecticut, Rhode Island and Massachusetts.

Webster Financial Corporation is the holding company for Webster Bank, National Association and Webster Insurance. With $17 billion in assets, Webster provides business and consumer banking, mortgage, insurance, financial planning, trust and investment services through 145 banking offices, 266 ATMs, telephone banking and the Internet. Webster Bank owns the asset-based lending firm Webster Business Credit Corporation, the insurance premium finance company Budget Installment Corp., and Center Capital Corporation, an equipment finance company headquartered in Farmington, Connecticut. For more information about Webster, including past press releases and the latest Annual Report, visit the Webster website at www.websteronline.com.

CONTACT: Media Contact:
Webster Bank
Meghan Thompson 203-578-2287
mthompson@websterbank.com

SOURCE: Webster Financial Corporation