Moody's Upgrades Webster's Financial Strength and Credit Ratings

Mar 22, 2007
WATERBURY, Conn., March 22, 2007 /PRNewswire-FirstCall via COMTEX News Network/ -- Webster Financial Corporation (NYSE: WBS), the holding company for Webster Bank, National Association, announced today that Moody's Investors Service has upgraded Webster's overall Bank Strength Ratings (BFSR) and debt ratings. Moody's upgraded Webster Financial Corporation's issuer rating to A3, Webster Bank's long-term deposit rating to A2 and short-term deposit rating to P1. The report cites Webster's diversified consumer, small and middle-market commercial banking businesses, strong asset quality on a low-risk portfolio and healthy liquidity for both the holding company and the bank as the primary reasons for the upgrade.

"Webster's recent balance sheet repositioning actions are showing positive results," stated Webster Chief Financial Officer Jerry Plush. "The improving net interest margin resulting from these actions is, among other factors, an integral piece in enhancing Webster's financial strength."

Webster Financial Corporation is the holding company for Webster Bank, National Association and Webster Insurance. With $17.1 billion in assets, Webster provides business and consumer banking, mortgage, insurance, financial planning, trust and investment services through 177 banking offices, 334 ATMs, telephone banking and the Internet. Webster Bank owns the asset-based lending firm Webster Business Credit Corporation, the insurance premium finance company Budget Installment Corp., Center Capital Corporation, an equipment finance company headquartered in Farmington, Connecticut and provides health savings account trustee and administrative services through HSA Bank, a division of Webster Bank.

For more information about Webster, including past press releases and the latest annual report, visit the Webster website at www.websteronline.com.

Media Contact:                      Investor Contact:
Clark Finley 203-578-2287           Terry Mangan, 203-578-2318
cfinley@websterbank.com             tmangan@websterbank.com


SOURCE
Webster Financial Corporation

Media Contact: Clark Finley 203-578-2287 cfinley@websterbank.com Investor Contact: Terry Mangan, 203-578-2318 tmangan@websterbank.com