Webster Bank is First to Launch Patriot Loan Initiative in Connecticut, Second Institution Nationally

Aug 14, 2007

WATERBURY, Conn., Aug. 14 /PRNewswire-FirstCall/ -- Webster Bank, a wholly-owned subsidiary of Webster Financial Corporation (NYSE: WBS), announced today the initiation of its Patriot Express Loan program that provides to eligible military veterans preferential pricing terms on loans guaranteed by the U.S. Small Business Administration (SBA). Webster is the first lending institution in Connecticut, and second in the nation, to offer these loans. Patriot Loans support the start of a small business or expansion of an existing small business, equipment and inventory purchases, working capital or business-occupied real estate purchases.

The loans, as structured by the SBA, typically offer low interest rates and the SBA's maximum guarantee of up to 85 percent for loans of up to $150,000 or less than 75 percent for loans between $150,000 and $500,000. With the Patriot Loan program, Webster will reduce by 1 percent the standard fees of 2 percent for loans up to $150,000 and 3 percent for loans over $150,000.

"Webster is pleased to partner once again with SBA in offering an outstanding loan program that supports a growing segment of our region's entrepreneurs," stated Webster Senior Vice President, Business & Professional Lending Robert Polito. "The Patriot Loan program is an excellent example of how best to modify loan structures in order to encourage success for local businesses."

The program also allows the spouses of eligible veterans to apply for loans.

In May, the SBA awarded Webster its 2007 Excellence in Lending Award for the bank's outstanding overall record with SBA's 7(a) and 504 lending programs. For the past four years, Webster also has been named the most active lender in the SBA's loan program in Connecticut, as well as the most active lender for the SBA's 504 loan program in Rhode Island in 2007.

Webster Financial Corporation is the holding company for Webster Bank, National Association and Webster Insurance. With $16.9 billion in assets, Webster provides business and consumer banking, mortgage, insurance, financial planning, trust and investment services through 177 banking offices, 337 ATMs, telephone banking and the Internet. Webster Bank owns the asset-based lending firm Webster Business Credit Corporation, the insurance premium finance company Budget Installment Corp., Center Capital Corporation, an equipment finance company headquartered in Farmington, Connecticut and provides health savings account trustee and administrative services through HSA Bank, a division of Webster Bank.

For more information about Webster, including past press releases and the latest annual report, visit the Webster website at www.websteronline.com.

Media Contact:
Clark Finley, 203-578-2287
cfinley@websterbank.com
or
Investor Contact:
Terry Mangan, 203-578-2318
tmangan@websterbank.com

SOURCE Webster Financial