Webster To Offer $225 Million Non-Cumulative Perpetual Convertible Preferred Stock

Jun 05, 2008

WATERBURY, Conn., June 5 /PRNewswire-FirstCall/ -- Webster Financial Corporation (NYSE: WBS), the holding company for Webster Bank, N.A., announced today that it intends to offer 225,000 shares, or $225 million aggregate liquidation preference, of non-cumulative perpetual convertible preferred stock. Webster intends to grant the underwriters a 30-day option to purchase up to $25 million of additional shares of the preferred stock to cover possible overallotments.

The proceeds from this offering will be used for general corporate purposes, including to increase liquidity and to provide for additional capital.

Dividends will be payable on the preferred stock when, and if declared by Webster's Board of Directors on a non-cumulative basis quarterly in arrears on March 15, June 15, September 15 and December 15 of each year, beginning on September 15, 2008.

The holders of the preferred stock will have the right at any time to convert the preferred stock into shares of Webster common stock, plus cash in lieu of fractional shares. On or after June 15, 2013, Webster will have the right under certain circumstances to cause the preferred stock to be converted into shares of Webster common stock.

Merrill Lynch & Co. is acting as the sole book-running manager for the offering, and JPMorgan and Sandler O'Neill & Partners L.P. are acting as co-managers of the offering.

This news release shall not constitute an offer to sell or a solicitation of an offer to buy, nor shall there be any sales of these securities in any state or jurisdiction in which such an offer, solicitation or sale would be unlawful prior to registration or qualification under the securities law of any such state or jurisdiction.

Webster Financial Corporation has filed a registration statement (including a prospectus) with the Securities and Exchange Commission for the offering to which this communication relates. The offering will be made only by means of a prospectus supplement and accompanying prospectus, copies of which may be obtained from Merrill Lynch & Co., Attn: Prospectus Department, 4 World Financial Center, New York, New York 20080 (telephone: 212-449-1000).

Webster Financial Corporation is the holding company for Webster Bank, National Association. With $17.2 billion in assets, Webster provides business and consumer banking, mortgage, financial planning, trust and investment services through 181 banking offices, 484 ATMs, telephone banking and the Internet. Webster Bank owns the asset-based lending firm Webster Business Credit Corporation, the insurance premium finance company Budget Installment Corp., Center Capital Corporation, an equipment finance company headquartered in Farmington, Connecticut and provides health savings account trustee and administrative services through HSA Bank. Member FDIC and equal housing lender. For more information about Webster, including past press releases and the latest annual report, visit the Webster website at www.WebsterOnline.com.

Forward-looking Statements

Certain statements contained in this release may include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are based upon specific assumptions that may or may not prove correct. Forward-looking statements are also subject to known and unknown risks, uncertainties and other factors relating to the Company's and the Bank's operations and business environment, all of which are difficult to predict, and many of which are beyond the control of the Company and the Bank. The factors include, among others: economic and business conditions in the areas and markets in which the Company and the Bank operate, particularly those affecting loans secured by real estate; deterioration or improvement in the ability of the Bank's borrowers to pay their debts to the Bank; market fluctuations such as those affecting interest and foreign exchange rates and the value of securities in which the Bank invests; competition from other financial institutions, whether banks, investment banks, insurance companies or others; the ability of the Bank to assimilate acquisitions, enter new markets and lines of business, and open new branches, successfully; changes in business strategies; changes in tax law and governmental regulation of financial institutions; demographic changes; and other risks and uncertainties, including those discussed in the documents the Company files with the Securities and Exchange Commission ("SEC"). The foregoing may cause the actual results and performance of the Company and the Bank to be materially different from the results and performance indicated or suggested by the forward-looking statements. Further description of the risks and uncertainties are included in detail in the Company's current, quarterly and annual reports, as filed with the SEC.

Media Contact
Ed Steadham, 203-578-2287
esteadham@websterbank.com
or
Investor Contact
Terry Mangan, 203-578-2318
tmangan@websterbank.com



SOURCE  Webster Financial Corporation
    -0-                             06/05/2008
    /CONTACT:  Media Contact
               Ed Steadham, +1-203-578-2287
               esteadham@websterbank.com
               or
               Investor Contact
               Terry Mangan, +1-203-578-2318
               tmangan@websterbank.com/
    /Photo:  http://www.newscom.com/cgi-bin/prnh/20050421/NYTH039LOGO
              AP Archive:  http://photoarchive.ap.org
              PRN Photo Desk, photodesk@prnewswire.com/
    /Web site:  www.websteronline.com/
    (WBS)

CO:  Webster Financial Corporation
ST:  Connecticut
IN:  FIN
SU:  OFR

AR-CF
-- NYTH046 --
7811 06/05/2008 06:20 EDT http://www.prnewswire.com